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Handy Tips to Simplify Your Two-Wheeler Purchase

Two-wheelers are a nifty way to commute offering the convenience to your travels along with saving time by helping you manoeuvre through traffic. This is a primary reason for growing preference of two-wheelers over four-wheelers. In addition to that, Statista reports about two-wheelers in India, during the financial year 2019, comprised of over 75% of the total vehicle fleet. Such high number denotes the preference of Indian buyers for two-wheeler more than other types of vehicles.

However, buying a two-wheeler is not the end of it. You need to get it registered with the governing road transport office as well as purchase a two wheeler insurance policy as mandated by the Motor Vehicles Act. While these are some requirements that require compliance after buying one, here’s how you can select a two-wheeler that fits you right:

  1. Lay a budget

The first step in buying a two-wheeler is deciding on the budget. Two-wheeler prices are exclusive of the road taxes and other ancillary costs like registration and insurance. When buying a new two-wheeler, these are mandatory overheads that cannot be skipped and hence laying a budget can help you buy a variant that is well within your budget. Indian two-wheeler market is filled with various alternatives ranging from gearless scooters to litre-class motor bikes. A new addition is the electric bikes that even make it difficult to choose one. Thus, your budget can help you narrow down the choices at hand.

  1. Purpose of your two-wheeler

Two-wheelers come in all shapes and flavours, some specifically designed for the city commute while a few others exclusively focused on long distance touring. Keeping in mind the specific purpose of your two-wheeler can help to smartly select among the myriad options. In this decision, make sure to account for the model as well as the milage offered by the two-wheeler.

  1. Pre-owned or new two-wheeler

An extension to the above point is deciding between a pre-owned two-wheeler or a new two-wheeler. Some buyers have a preference for either type and thus, must be factored in when buying one. Used two-wheelers have affordable price tag but may come with the increased burden of repair costs. On the contrary, new two-wheelers are expensive in its comparison but assure a hassle-free ride right from day one.

  1. Take it for a spin

Once you are satisfied with the specifications and price tag, make sure to take a test-ride. The real-world situations can determine whether the two-wheeler is the right fit for you or not. At a dealer’s showroom, you may not be able to gauge the feel and riding dynamics which are crucial for a smooth ride.

  1. Insure it well

Since you have given it so much thought in buying the right two-wheeler, make sure to insure it adequately. While two-wheeler insurance is available in two types, third party bike insurance or a comprehensive insurance, opt for the latter one since it provides a 360-degree coverage for the damages to your bike as well as third-party liabilities. As the policy scope increases, the two wheeler insurance price also goes up. So, keep that in mind when loading additional coverage in form of add-on covers to the bike.

These handy tips can help you understand and select the right two-wheeler in a comprehensive fashion. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.


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